Self-Employed Home Loans: How to Get Approved Without the Hassle
Self-Employed Home Loans: How to Get Approved Without the Hassle Getting a home loan when you’re self-employed can feel like jumping through hoops, but it doesn’t have to be. While banks tend to favour borrowers with a steady salary, there are plenty of options for self-employed professionals, business owners, and freelancers who want to buy […]
Low cost renos to help keep your home cosy this autumn
It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills. It’s almost time to pack away the boardies, swap sarongs for sweaters and cross from cricket to footy. As […]
How to Get a Loan to Buy a Business – 7 Clear Steps
How to Get a Loan to Buy a Business – 7 Clear Steps When you buy an existing business, you’re stepping into: ✅ Proven cash flow.✅ Established customers.✅ Systems that already work. But unless you’ve got hundreds of thousands of dollars lying around, you’re probably asking the same question: “How do I actually get a […]
How to Pay Off Your Home Loan Faster: 7 Proven Strategies Australians Are Using Right Now
How to Pay Off Your Home Loan Faster: 7 Proven Strategies Australians Are Using Right Now For most Australians, a home loan is the biggest debt they’ll ever take on – and with interest rates climbing in the longterm, it’s no surprise that more homeowners are looking for ways to get ahead. The good news? […]
Was that the shortest property downturn ever?
The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy. Jeepers. That didn’t last long. Back in early January, CoreLogic declared Australia’s housing market had entered a downturn after […]
Major change coming to mortgage rules for university grads
Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan. Heading off to uni can be a great investment in your skills and qualifications, potentially leading to a higher income over the course of […]
RBA cuts the cash rate for the first time since 2020
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year? This is the first time the Reserve Bank of Australia (RBA) has cut […]
The scheme that’s helped 193,000 Aussies buy a first home
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works. Saving that all-important 20% deposit for a first home isn’t easy […]
What happens to my home loan if interest rates fall?
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south. It’s been a long time between drinks for home owners celebrating a rate cut. The last time the […]
The top 5 location turn-offs for Aussie home buyers
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home, dead quiet neighbours. Sounds brilliant, […]
