At Mortgage Pass, we’re more than brokers—we’re long-term finance partners committed to helping you build the life you want. Based in Sydney, we specialise in helping individuals, families, business owners, and property investors access smarter loan solutions tailored to their specific goals. Whether it’s your first home, an investment property, a new development, or refinancing an existing loan, we make the complex simple, with a streamlined process built on transparency, strategy, and trust.
Our team takes pride in finding the right solution for every client—no matter how straightforward or unique your situation might be. From low doc loans and business finance to investment strategies and complex lending structures, we’re here to help you navigate the financial system with confidence and clarity. Your success is our priority.
Our mission is simple: to empower Australians with the knowledge, tools, and support they need to make confident financial decisions and achieve long-term success. We believe great finance isn’t about transactions—it’s about transformation.
Whether you’re buying your dream home, expanding your property portfolio, launching a business, or refinancing to unlock equity, we bring strategic thinking and human understanding to every interaction.
Our core values:
✔️ Clarity: We break down the complex into clear, understandable steps so you can move forward with confidence.
✔️Integrity: We act in your best interests—every recommendation, every lender, every strategy is designed for your benefit.
✔️Results: We deliver measurable outcomes—not just promises—so you can see the difference in your financial future.
✔️Growth: We believe in growing together—financially, personally, and professionally—with every loan and relationship we build
What sets Mortgage Pass apart is our unique combination of expert industry knowledge and genuine human care. We understand that every client brings a different financial journey, set of priorities, and level of experience to the table—and we tailor our service to match.
With access to over 35 lenders, we don’t just offer options—we offer insight. Our deep expertise in construction loans, business finance, first home buyer lending, refinancing, and self-employed mortgage solutions allows us to confidently guide clients through every step, no matter how complex.
We treat you like a person, not a number. Every solution is:
✅ Transparent — no surprises, just clear answers
✅ Tailored — designed around your life, income, and aspirations
✅ Built for Success — with your future growth in mind
We’ll work with you one-on-one to ensure you not only get the loan that fits—but also a financial strategy that builds real momentum.
At Mortgage Pass, giving back isn’t a checkbox—it’s a cornerstone of our values. We believe that strong communities are built through contribution, compassion, and connection. That’s why we proudly support organisations like Human Appeal Australia, helping to uplift vulnerable populations both locally and abroad.
Julie has been actively involved in community initiatives including the Strathfield Rotary Club, where she’s been recognised for her ongoing service and leadership. Whether she’s mentoring youth, advocating for humanitarian causes, or speaking at local events, Julie embodies the belief that success is best when it’s shared.
By choosing Mortgage Pass, you’re supporting a business that gives back and makes an impact—because financial success and social responsibility should always go hand in hand.
Whether you’re ready to apply or just exploring your options, we’re here to help you take the next step with confidence. Book a time to speak with us, and let’s start building a strategy that works for you.
We’ll listen to your goals, assess your current situation, and present finance options that align with your lifestyle and long-term plans. No pressure. No jargon. Just expert guidance and personalised support.
🔹 Start with a free consultation – Sit down with Julie to discuss your goals, challenges, and the best finance options for your situation.
🔹 Get guided through the application – Julie makes the paperwork easy with a streamlined, personalised process.
🔹 Walk away with a clear finance strategy – including lender recommendations, interest rates, and your next best steps.
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Suite 1/219 Merrylands Rd Merrylands 2160
Lv2, 263 Clarence Street Sydney 2000
At Mortgage Pass, we specialise in simplifying finance for business owners, professionals, and tradies by offering tailored mortgage and business finance solutions designed to meet your unique needs.
Our focus is on helping you achieve your financial goals by securing the right home or business finance, all while providing a personalised, client-first experience backed by nearly 20 years of business experience.
J Gear Pty Ltd T/As Mortgage Pass ABN 32 087 513 951 (Credit Representative Number 526611) is authorised under Mortgage Specialists Pty Ltd ABN 48 612 422 178 (Australian Credit Licence 387025)
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