Self-Employed Finance sydney

Self-employed Finance Sydney, overlooking documents
Self-Employed Finance Sydney

Expert Finance Solutions for Sydney's Self-Employed

At Mortgage Pass, we specialise in delivering mortgage and finance solutions tailored for self-employed professionals in Sydney. With firsthand experience in the challenges and triumphs of running a business, we are committed to helping you achieve financial success.

Trusted by hundreds of Self-Employed Clients

Over the years, we’ve had the privilege to support hundreds of self-employed clients in Sydney, across diverse industries. From our first meeting, many of these clients have grown to become friends as we’ve witnessed their personal and professional journeys. We pride ourselves on building relationships rooted in trust, understanding, and compassion.

Industries We Serve:

  • Building Industry: Including carpenters, plumbers, electricians, concreters, form workers, excavators, roofers, and landscapers.
  • Fresh Produce Industry: Supporting wholesalers, retailers, and growers.
  • Hospitality: Working with restaurant owners, café operators, and food truck entrepreneurs.
  • Professionals: Including engineers, IT professionals, teachers, and accountants.

Deep Understanding of the Self-Employed Finance Experience

We know the long hours, the late nights, and the unique pressures of managing contracts, invoices, and cash flow. As a self-employed professional, you are often the last person to get paid and the first to respond to all aspects of your business when starting out. Once your business improves, you need to reinvest in assets, property and other diverse opportunities. Mortgage Pass is here to alleviate some of that stress by guiding you through the loan process, whether it’s for personal, business, or investment purposes.

Flexible Mortgage & Finance Solutions for Sydney Self-Employed

With access to over 35 trusted lenders, we provide solutions that align with your current financial position and future goals.

  • Low-Doc Loans: Ideal if you’ve been in business for under two years or lack completed financial records. We work with you to validate your income without tax returns. 
  • Asset Loans: Finance your next equipment purchase, using the asset itself as security, with options that consider the age of the asset.
  • Business Loans: Access tailored business loan solutions to keep your operations moving smoothly.
  • Mortgage Loans: With as little as a 5% deposit, you may be eligible for government grants on your first home without cross-collateralisation requirements.
  • Investment Loans: Unlock opportunities in property investment with customized solutions.
  • Refinance Options: Whether you’re looking for a better deal or additional savings, we evaluate and present refinancing options to meet your needs.
  • Commercial Loans: Commercial properties are vital for expanding your business, making them ideal for manufacturers, warehousing and production growth.

Home Loans Investment Loans Business Loans Sydney Refinance

What Our Clients Say

 As one can expect with multiple directors getting all our ducks in a row was made easy by Julie’s hard working team as she made the whole process run smoothly & without delay. Thank you, Julie, 😎

Heath-Fresh Fellas Sydney Markets

Self-Employed Support

We understand that previous experiences with brokers, lenders, or accountants may have been challenging. At Mortgage Pass, we prioritise your needs and strive to make the process seamless and supportive. Should you need additional help, we connect you with trusted professionals such as accountants, solicitors, conveyancers, buyer’s agent and more.

Simple, Three-Step Process to Success

Our streamlined process makes it easy for self-employed clients to achieve financial success. Here’s how we work:

  1. Discovery Consultation
    In our first meeting, we take time to understand both your business and personal financial needs. This consultation helps us develop a relationship and identify options you may not have considered.
  2. Document Collection and Online Application Process
    Complete the online application in the comfort of your home or office, or we can arrange a one-on-one appointment. We handle paperwork by connecting directly with your accountant, solicitor, or real estate agent to simplify the process for you with your permission.
  3. Second Consultation and Loan Selection
    Once we have all necessary documents, we guide you through clear loan structures, competitive rates, lender choices, and repayment options. We ensure you are fully informed to make the best decision, then submit your loan application for pre-approval or approval.

3-Step Process

Why Choose Mortgage Pass Sydney

Mortgage Pass offers more than just loans—we build lasting partnerships. From securing your first loan to ongoing support beyond settlement, we’re here every step of the way.

Contact us today to schedule a consultation and take your next step toward financial empowerment with Mortgage Pass, Sydney’s trusted broker for self-employed mortgage and finance solutions.

About Us  Founder: Julie Mannah

We offer expert finance solutions to self-employed clients in Sydney, helping them succeed

We help you with your mortgage, refinance, purchase and cashflow.

FAQs: Your Questions Answered