RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)
Australian RBA Cash Rate & Inflation Graphs

RBA Cash Rate Graph

The RBA Cash Rate is set by the Reserve Bank of Australia, and their regular board decisions impact the retail rates made available from lenders. Movements in the cash rate impact the variable rate, although available fixed rates will be set based on trending cash movements. Read about the various rate borrowing options here.

The current cash rate is 4.10%.

Inflation Graph [ Showing 4 Years of Data ]

Inflation is an increase in the level of prices of the goods and services that households buy. It is measured as the rate of change of those prices. Typically, prices rise over time, but prices can also fall (a situation called deflation). Read more here.
Australian Inflation: May, 2025

Monthly Currency Conversion [ DAILY ]

Review daily cash rate conversions here.

One Australian Dollar currency buys $0.67 USD.

Comparison Rate Graph [ Example ]

A comparison is the true cost of a loan every year, including fees and charges, and taking the product attributes into account. While an interest rate may be low to lure you into that product, the comparison rate provides a more realistic understanding of the cost of a loan, and allows you to more easily compare one loan against another. Read more here.

Comparison Graph: Above graph shows a comparison between published interest rates and the associated comparison rate.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025, V2
  Timezone: 1 · [ CHANGE ]

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Owner Occ. (Fixed)
Interest*
4.94%
Comparison*
5.95%
   
4.99%
5.77%
   
4.99%
5.91%
   
4.99%
6.15%
   
Owner Occ. (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.44%
6.78%
   
5.59%
5.64%
   
5.59%
5.66%