Services

Residential and Business Finance Services

We understand finance, we help you with residential and business loans.

Residential

Are you a First Home Buyer

Purchase or Refinance

Refinance: 

Negotiating with your current lender on your behalf or finding you a better outcome is part of our service. 

All the leg work is done for you, using over 30 lenders, both major banks and second tier lenders to better your financial position is our priority moving forward. 

Always confirming firsthand if it’s worth refinancing or negotiating and retaining a better deal from your current lender is key. 

Renovate: 

Using the equity in your home to improve your property will add value and can be financially rewarding in the long term. 

Your home needs to suit your lifestyle, so updating it internally or externally makes sense. 

Sometimes your family home needs updating, an extra room, a pool or even a second dual income with a granny flat if viable.

Investment portfolio: 

Using the equity in your property to purchase an investment property is a great way to improve your investment portfolio. 

You will need enough equity to purchase the investment property plus the costs involved including stamp duty, legal and lending fees. 

We can help you with further information on cash out using the equity in your home to suit your needs.

Home Loans Read More   

First Home Buyer

First Home Buyers: 

While the process can be challenging, and at times, seem unachievable, the decision to purchase your first property or home is one that will set you up for the future.

The important thing to remember is that you don’t have to navigate the unchartered territory on your own. 

Our recommendation to purchase a property is when you have a pre-approval in place. 

We help you determine your borrowing capacity based on your income and rental return should it be your first investment property. 

Doing your research on a property with a finance broker can make all the difference in achieving your goals sooner. 

Some government guarantee schemes combined with lender option may suit your current situation. 

We guide you all the way, the process, including loan features, cost, fees, rates and duties, ensuring you can afford your new property.

Different Guarantees to offer first home buyers:

FHOG, FHLDS, and FHG
• First Home Guarantee (FHBG)
• Family Home Guarantee (FHG)
• Regional First Home Buyer Guarantee (RFHBG)

Find more information using the link Government Grants Schemes First Home Buyers

 

Construction: New or Incomplete​​

Whether it’s a new home, renovation, incomplete build or construction site, we understand construction. 

With the right finance information, we help you complete your build. 

Options are available to move forward with your goal to complete your project. 

Business

Business:

Business options no matter what industry you’re in. 

Providing tailored finance options for the needs of all Australian businesses and commercial property investors is our core business.

Using our industry knowledge to offer business finance options to start, run and grow businesses and investment portfolios.

Establishing and running a business can be a costly undertaking, but thankfully, funding can be acquired to help ease the pressure. 

We can help you set up and running smoothly, leaving you with more time to focus on what’s important, growing your business.

Understanding complex financials can determine the borrowing power for your new business purchase or increase your borrowing capacity.

 

Refinancing 

Refinancing your current business loans and obtain cashflow for tax debts, superannuation, creditors and purchasing new asset options are available.

Your business is unique, so you need an industry expert partner who knows your business goals and can give you the tailored support you need.

Once we determine your financial position we then move forward with the right lender and support your future business growth.

 

 

Business:

 

Business Loan Options

Business loans can help with your long-term needs, supporting the growth of your business.

  • Understand you and evaluate your business needs!
  • Have wider access to credit from multiple lenders, not just the products available from one!
  • Provide specialised and tailored finance solutions!
  • Do all the legwork for you! 
  • Business Overdraft: is a flexible cash flow solution that allows you to stay on top of the ups and downs of business.
  • Bank guarantees: build and grow your business by providing suppliers, landlords and other business partners with certainty of payment.

 

Industries we know and support. 

Fresh produce industry: wholesale and retail. 

Construction industry: companies and sole traders.  

Agricultural equipment
Earthmoving & infrastructure
Transport & Logistics
Unsecured Business Loans
Line of Credit
Sales & Leaseback
Cashflow Lending
Insurances
Refinancing
Technology Equipment
Fit Outs
Trade Loans
Bus Loans

Business Loans Read More

Vehicle:

The purchase of a new or used vehicle for personal or business use is an exciting time.  Trucks, Excavators, Forklifts, Vans or Utes.

If you’re in the market and ready to go shopping, then we can help you with a pre-approval.  

Our in-house team member specializes in all vehicle loans.