Mortgage Broker Sydney Home & Business Loan Expert

Helping business owners and professionals improve their financial position through smarter home and business finance solutions.

Trusted Partner of 35+ Lenders

Everything We Recommend
Has One Purpose

To improve your financial position, so you have more choices, greater security and the freedom to build the life you want.

35+ Partners

Current interest rates

Interest rates from*

5.79^%

Terms & Conditions apply.

Comparison rate*

5.79^%

Terms & Conditions apply.

35+ Partners

Our Partner Banks

Meet Julie – Helping You Build More Than a Home

I believe finance is about far more than getting a loan approved.

Every home purchase, refinance or business loan represents someone’s future. It might be a first home, a growing family, a business expansion, or the opportunity to create more financial freedom.

Having owned businesses, renovated property and worked alongside business owners for decades, I understand that everyone’s journey is different. My role is to understand your goals, guide you through the lending process and negotiate the right solution to improve your financial position—not just today, but for years to come.

Whether you’re self-employed, a professional or buying your first home, Mortgage Pass is here to give you clarity, confidence and a finance strategy that supports the life you want to build. We’re your long-term finance partner, helping you make confident financial decisions at every stage of your journey.

— Julie, Director of Mortgage Pass

What our clients are saying

Julie understood our needs, guided us through & kept us in the know!
We are grateful for her commitment as a professional finance broker who actually cares about our finance!

Victor - Romeo Engineering

We couldn't recommend Julie from Mortgage Pass highly enough!From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process.Thanks to Julie's hard work and determination, we've secured the finance to build our dream home.If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call.Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!

Lisa Ralph

10:11 26 Jun 26

Julie had great attention detail, was responsive to our needs and awesome to chat to. Would recommend for anyone looking for a mortgage broker!

Yong Rhee

02:31 15 Jun 26

Jullie has helped me with an investment property refinance in AdelaideI highly recommend Jullie and her teamThey always checking in with me and keeping ontop of my rates with the lenderI highly recommend jullie and her team

Amy Herrmann

03:20 11 May 26

Excellent service, professional team, and smooth process from start to finish. Highly recommended!

joma yaquby

09:28 17 Apr 26

My experience with Julie and the team at Mortgage Pass was fantastic and I am now a first home buyer. Mortgage Pass are professional, efficient and above exceptional with communication. I was never left wondering what was happening with my home loan. The whole process of securing a home loan and purchasing my first property was made easy. I cannot recommend Mortgage Pass enough. If I endeavour to purchase another property, I will not hesitate to go through Julie and Mortgage Pass again.

Chris Parley

12:12 25 Mar 26

The best experince i have had allways there to help no mater when the most important thing i noticed julie does not give empty promises I highly recommend Julie for any business and home loans.

Amer Grawi

03:02 20 Feb 26

in my own experiences i have found juile very easy to deal with, and very professional and tailors to all her customers needs.

Abdul Rahman Lozi

22:30 10 Feb 26

Julie was a pleasure to work with. Communicates really well and helped me get the loan I needed !

Luke Hemming

08:47 15 Jan 26

I highly recommend Julie from Mortgage Pass, I am a first home buyer and buying 50acres was possible.Thanks to her guidance and support through the process, I’m now settling the loan on my dream home

jayden corbo

21:56 26 Nov 25

Julie went above and beyond in helping me secure my first home loan, she made things run very smoothly, was easy to understand and very professional in everything she did. She was always available for when I needed help and answered all my questions. I cannot recommend Julie and her team enough especially for first timers! Many thanks 🙂

Luke

06:45 08 Jun 25

Julie really took her time with helping me understand different strategies to help me make a descision on the type of loan i needed thanks again!

Samuel Grieco

01:55 31 Mar 25

Julie was amazing! she was extremely helpful and answered all my questions.

Nicole Obeid

03:58 10 Mar 25

I can’t thank Julie enough for her amazing support in helping me secure a loan to buy my home. She made the entire process smooth and stress-free, guiding me every step of the way with professionalism and kindness. Julie went above and beyond to find the best options for me, always available to answer my questions and ensure everything was on track. I highly recommend her to anyone looking for a knowledgeable and dedicated broker. Thank you, Julie!

Rosa Taymori

23:20 06 Mar 25

Julie was absolutely amazing so lovely, friendly, and caring. She guided us through the loan process, helped reduce our rates, and made everything so much easier. I initially assumed we’d have to pay her directly, but to my surprise, that wasn’t the case what a relief!Thanks to her efforts, we’re in a much better position, and the entire process was incredibly smooth and quick.Highly recommend!

Senija Arapovic

07:35 21 Feb 25

Great service and full of knowledge! It didn’t feel as though you were just a number. Once we fleshed out my goals, very sound advice was given. Would highly recommend!

Rose Atlagic

06:11 05 Feb 25

I was very impressed with the professional attitude Julie showed during my time in her organizing a loan for me, she communicated with me at every turn and guided me through the whole process, I recommend Julie to whoever wants to get a loan.Teejay

Teejay O

07:24 16 Dec 24

Julie goes far and beyond to help, and i can't believe how much she cared about getting us the loan we needed. Can't thank her enough. I definitely recommend her to anyone looking for a loan.

Khalid BARBOUR (DFP GROUP PTY LTD)

07:14 16 Dec 24

I highly recommend Mortgage Pass, where do I start with exceptional caring and honest finance brokers. They are rare, I want to express my gratitude to Julie who has helped me with my finances and recommending a real estate agent and solicitor to help me with my situation first. Above all she has helped me with this life changing journey with investment property finance securing my future. She was extremely patient, knowledgeable, and always answered my calls and silly questions. More than 5 out of 5 star! Thank you, Julie.I highly recommend Julie, she was outstanding in her dealing with my situation. She is very professional, looked out for my well being and made sure my best interest was priority. She was easy to understand and explained the information I needed to make sound decisions with confidence. Her nature was easy and open to listening to my needs and concerned to help me with my journey. So happy she got the job done for me, now my investment is sound

Athena P.

05:51 06 Sep 24

I had an exceptional experience working with Julie as my broker. From the very beginning, she demonstrated professionalism, knowledge, and a genuine commitment to helping me achieve my financial goals. She is always available to answer my questions patiently, providing clear and concise explanations that made complex financial concepts easy to understand.What really stood out to me was her attention to detail and personalized approach. She took the time to understand my situation. I never felt rushed or pressured into making decisions and her guidance gave me confidence throughout the entire process. She is honestly the best!! Couldn't recommend her more

Belinda Nguyen

00:13 13 Aug 24

Julie was ana absolute pleasure to deal with. She made the whole process so easy and helped us every step of the way. The amount of attention and detail she puts in and works with your schedule was such a blessing. Thought the whole process she made sure she communicated clearly and was always available for any questions we had. Thank you Julie for helping us make our dream come true.

Teresa Scuderi

06:33 10 Jul 24

Outstanding service!Julie was kind and generous with her time and went above and beyond for my company and I.Thank you Julie, looking forward to working together again in the future!

Natalie Bouchahine

03:58 13 Jun 24

Julie & her team organised company finance for vechile purchases . As one can expect with multiple directors getting all our ducks in a row was made easy by Julie’s hard working team as she made the whole process run smoothly & without delay .Thank you Julie you while hear from as soon as we look to expand our business into new premises 😎

Heath Mcinerney

22:00 07 Jun 24

Julie has to be the best Broker I have ever worked with and trusted my finances to! Any issue of mine she has gone above and beyond to resolve and there have been many, she has never failed to surpass my expectations!! If you want top quality service from a lady with a great sense of generosity, look no further!I can’t wait to see my new car!!! 😊

Robert Donovan

08:58 04 Jun 24

Julie was great to deal with, went above and beyond for us, didn’t just leave us in the blue but guided us through the process. Julie’s service is unlike any broker I have dealt with. Looking forward to continuing working together!

Joseph EL-Badawi

05:40 19 Apr 24

Julie has been of great help. She knows her stuff and I highly recommend her services.

Paul Woodward

01:34 05 Mar 24

I highly recommend Julie from mortgage Pass. She was so helpful & understanding. Made the process easy definitely the only place to go!!

Sydney Hair Artistry

21:10 29 Jan 24

Known Julie for 2 years or so and never seems to amaze me with her hard work she puts in to get me the right loanI highly recommend her for anyone looking for home loanShe never gives up until she gets what you’re looking for .Keep up the good work JulieThank you for your kindness nature

Tony Cutelli

23:10 15 Jan 24

Julie is a great mortgage broker. She really cares for her clients and goes the extra mile. She really helped us when we needed to review our mortgage rates.We are so happy with her professional approach.I highly recommended her to anyone who has a mortgage.

Trudy Mendis

22:18 15 Jan 24

I was recommended Julie by my brother and I couldn't have asked for better. Straight away she was professional, open and understanding. She went above and beyond to help me buy and settle. We had so many laughs and she supported me through the tough times. She was relentless and always answered calls of question, concern and for advice. I really could not have got here without here. Such a gem. And what an amazing generous settlement gift. So much appreciation and gratitude. I have already recommended her services to others and will continue to do so. She is ace. Xx

Nicole McInerney

10:10 02 Jan 24

Julie was great to work with it. After being with the same bank for so long, we were not getting a good deal from our bank.We were recommended Julie from one of our friends and we were glad that she helped us get a better deal. Even the bank she got us the deal, tried to get us a better rate by offering us other services but they could not get a better rate.She was contactable at all time and work with us to make sure everything went smoothly.Can highly recommended her for and will be definitely use her when we're ready for an investment property.

M L

05:10 24 Oct 23

Julie was great to deal with and very helpful in assisting us to get pre-approval for the best rate

Elliot Bargh

00:26 09 Oct 23

Highly recommend mortgage pass is an understatement!I was let down with other brokers who dragged on the process.Julie managed to understand our needs, guided us through and kept us in the know!We are greatfull for her commitment as a professional finance broker who actually cares about our finance!we more than recommend Julie & Mortgage Pass team.

Victor Nunez

05:58 28 Sep 23

I highly recommend mortgage pass.Julie gave exceptional service, trustworthy, professional, informative and very helpful with my asset finance.Knowledgeable and gets the job done above and beyond.for my needs.

sotiria Giftopoulos

06:06 27 Sep 23

Julie explained everything as we went step by step. She is kind, patient and understanding; ensuring we understood everything we needed to know. She does amazing work. I would highly recommend Julie to my friends and family.

Dimitria Bozinovski

11:14 21 Sep 23

Julie is smart, caring and reliable in every stage of borrowing money to finance all your investment needs. Highly recommend Mortgage Pass.

Niki McComb

01:01 20 Sep 23

Julie has been nothing but a pleasure to deal with from start to finish - and even beyond the finish line! She has gone above and beyond every step of the way and tirelessly worked to help me secure my first home. She is warm, approachable and extremely trustworthy - I cannot recommend her enough! Thank you again for all that you do and all that you are 😊

Natalie Al-haj

22:36 12 Sep 23

I can wholeheartedly recommend Mortgage pass as they were very informative and supportive with helping our family secure a Mortgage loan for our first investment property.Julie was the representative that assisted us with the whole process from start to finish and was able to share her expertise by answering any questions we had.Thank you, Julie, and the Mortgage pass team!

matt ohmsen

09:32 11 Sep 23

I wanted to take a moment to express my gratitude to Julie for the exceptional service you provide to me. The ongoing support and advice shows your commitment and that is why I am happy to recommend you.I can attest to your professionalism and expertise to your clients. She'll do whatever she can to help you and that is rare to find.

Tesa

01:41 04 May 23

Julie was very generous with her time and gave me great information plus practical next steps to get a better interest rate from my current lender. She also gave options for moving lenders and what the different interest rates and options available are. Highly recommend Julie if you want to market test your mortgage!

Karen K

03:43 01 May 23

Called Julie to discuss property investment options and she helped me all the way from the finance options to introducing me to other property advisers expert in their territories.Excellent customer service.

Zahoor Ahmad

09:07 18 Apr 23

I highly recommend Julie and her team. She is very understanding. Very professional and straight to the point without wasting time. Gave me options I didn’t know existed without even asking questions. Current Lender couldn’t even help me, which led me to Julie. Very grateful for her sound advice with my finance situations.

Biljana Mirkovic

08:31 27 Feb 23

Julie helped me all the way through the whole process of purchasing my latest investment property, she made things easy, took care of business and took the weight off of my shoulders, highly recommend!!

JorddyyB

23:35 01 Feb 23

I highly recommend Julie from Mortgage Pass, she always went way and beyond for me, she is always answering my questios and explaining the process. Thanks to Julie my commercial property and finances are sorted.

George Doumit

00:53 31 Oct 22

Highly recommend Mortgage Pass, lovely Julie gave me sound guidance for my home & car Finance situation and couldn’t be happier.Will definitely advise my friends how good she is .Flo & Mario

Florence Pedrazzoli

07:30 30 Oct 22

Julie @ MortgagePass is fantastic. Very thorough & reliable and worked tirelessly to get us the best deal possible.Thanks Julie.

Elbio Nunez

03:00 12 Aug 22

Based on my personal experience when I met Julie to discuss my borrowing needs for a property l was purchasing, I found her to be honest, and very professional doing her best to get me a suitable mortgage that fits My circumstances. Thanks Julie. Highly recommended

George Schelazi

01:41 27 Jul 22

highly recommend Julie for any investment property and equipment finance.Great service and hard work to achieve the best outcome for me.Will be refinancing home loan when my fixed rates expire.

andre melki

10:00 29 Jun 22

Loved Julie's professional and positive approach. Highly recommended.

A P

02:34 29 Jun 22

Thank you so much for helping us refinance seamlessly and with a much better rate. Appreciated your support and availability through the whole process. We are going to finance a new car with you next, so exciting!!

Natalie Rose

08:33 17 Jun 22

Purchased a business vehicle, the process was super easy. Thank you Mortgage Pass, I love my new car! 🤩

Natasha

10:51 09 Jun 22

Highly recommend Julie at Mortgage Pass! Julie worked above and beyond to get our mortgage across the line. Our circumstance was complex but Julie worked very hard to ensure we got the borrowing power we were after and our deal across the line. Very grateful for all her help.

Belle Campbell

10:47 09 Jun 22

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Let's Get Started

Don’t let financial uncertainty hold you back. At Mortgage Pass, we simplify the mortgage process to help you secure the home loan or business finance you need to achieve your financial goals. Only 4 simple steps stand between you and financial success today.

1 - First Consultation

Speak with an expert within 24 hours to understand your borrowing power and find the best loan options.

2 - Online Application

Access our easy online application or receive one-on-one support for a seamless experience.

3 - Second Consultation

Receive personalised loan solutions and guidance on rates, repayments, and savings to suit your goals.

4 - Submit Loan Application

Get step-by-step support from application to settlement, ensuring a smooth and successful process.

Ready to Take the First Step?

Whether you’re buying your first home, refinancing, investing, or growing your business, Mortgage Pass is here to guide you through every step of your finance journey. With expert support and a personalised strategy, you’ll feel confident you’re making the right move.

Here’s how it works:
1️⃣ Book your free consultation with Julie, your trusted Sydney mortgage & finance broker.
2️⃣ Get tailored loan guidance based on your goals, income, and timeline.
3️⃣ Move forward with clarity—from lender comparisons to application support.

✔️ Honest advice
✔️ Flexible solutions
✔️ Finance that fits your life

Mortgage Broker Sydney Home & Business Loan Expert

Trusted Partner of 35+ Lenders

Everything We Recommend
Has One Purpose

To improve your financial position, so you have more choices, greater security and the freedom to build the life you want.

35+ Partners

Current interest rates

Interest rates from*

5.79^%

Terms & Conditions apply.

Comparison rate*

5.79^%

Terms & Conditions apply.

35+ Partners

Our Partner Banks

Meet Julie – Helping You Build More Than a Home

What our clients are saying

Helping Self-Employed Australians Secure The Right Finance

Improve Your Financial Position With Refinancing Options

Buy Your First Home With Confidence

Build Wealth Through Property Investment

Let's Get Started

Ready to Take the First Step?

Get in touch

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Buying your first home?

Buying your first home?

Mortgage Broker Sydney Home & Business Loan Expert

Trusted Partner of 35+ Lenders

Everything We RecommendHas One Purpose

To improve your financial position, so you have more choices, greater security and the freedom to build the life you want.

35+ Partners

Current interest rates

Interest rates from*

5.79%

Terms & Conditions apply.

Comparison rate*

5.79%

Terms & Conditions apply.

35+ Partners

Our Partner Banks

Meet Julie – Helping You Build More Than a Home

What our clients are saying

Let's Get Started

Ready to Take the First Step?

Buying your first home?

Buying your first home?

Everything We Recommend
Has One Purpose

5.79^%

5.79^%