RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Mortgage Pass [ FINANCE SPECIALISTS ]

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)
ABOUT Mortgage Pass
Julie Judge

At Mortgage Pass, we’re more than brokers—we’re long-term finance partners committed to helping you build the life you want.

At Mortgage Pass, we’re more than brokers—we’re long-term finance partners committed to helping you build the life you want. Based in Sydney, we specialise in helping individuals, families, business owners, and property investors access smarter loan solutions tailored to their specific goals. Whether it’s your first home, an investment property, a new development, or refinancing an existing loan, we make

the complex simple, with a streamlined process built on transparency, strategy, and trust.

Our team takes pride in finding the right solution for every client—no matter how straightforward or unique your situation might be. From low doc loans and business finance to investment strategies and complex lending structures, we’re here to help you navigate the financial system with confidence and clarity. Your success is our priority.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
  Timezone: 1 · [ CHANGE ]

Selected Multiple Lenders (Fixed)
Interest*
4.94%
Comparison*
5.95%
   
4.99%
5.77%
   
4.99%
5.91%
   
4.99%
6.15%
   
Selected Multiple Lenders (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.44%
6.78%
   
5.59%
5.64%
   
5.59%
5.66%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.84%
Comparison*
5.97%
   
6.04%
6.05%
   
6.14%
6.14%
   
6.14%
6.51%
   
Selected Invest Products (IO)
Interest*
5.34%
Comparison*
5.97%
   
5.44%
6.40%
   
5.49%
6.02%
   
5.58%
5.99%
   
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)
123 Placeholder Street, MySuburb 2000
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

J Gear Pty Ltd T/As Mortgage Pass ABN 32 087 513 951 (Credit Representative Number 526611) is authorised under Mortgage Specialists Pty Ltd ABN 48 612 422 178 (Australian Credit Licence 387025). Suite 1/219 Merrylands Rd Merrylands 2160. Lv2, 263 Clarence Street Sydney 2000. Telephone: 0455 510 512. Primary Email: info@mortgagepass.com.au. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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