RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Mortgage Pass [ FINANCE SPECIALISTS ]

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)
Private Funding for any Purpose
B O R R O W  P R I V A T E  F U N D S  W I T H  C O M P E T I T I V E  T E R M S
  Ready for a chat? Book in a 20-minute consultation now
 Private Funding for any Purpose
Borrow Private funds for any purpose with highly competitive rates. Bypass the big banks and lenders, and access fast funds on agreed terms.
Fast Access to Funds. Private funding is normally quite fast with many decisions made in just 24 hours.
Reasonable Terms. Terms and conditions are risk-based and negotiated based on the requirements of each applicant.
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
  Timezone: 1 · [ CHANGE ]

 Private Funding Frequently Asked Questions
Private Funding is an unconventional approach to borrowing, particularly if you're mew to the concept. The following FAQs serves to provide more information.

Private lending offers flexibility in terms of a loan structure and approval processes when compared to traditional lenders, with the product type often catering to borrowers that may not qualify for conventional loans. Private lenders often provide more flexible terms via more permissive terms and policies when compared to traditional lenders, and they may offer… [ Learn More ]

Receive 100% independent financial advice from a broker who is invested in your future

You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.

We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.

We will guide you through every step of the process.
  Ready for a chat? Book in a 20-minute consultation now
What Happens Next?

Step 1

Schedule Your Free Strategy Session

Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.

Step 2

We Will Research The Market & Find The Best Offer

We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.

Step 3

Present You With A Proposal

A proposal will be presented for your review and approval.

Step 4

Get Your Loan Settled

Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
 Business Finance Solutions
We facilitate business finance of all types that happens to include private funding. Review the various busines options availed on our Business Finance Page. Business finance (variable) rates start at 6.10%.
Business Finance General
Interest*
6.10%
Comparison*
0.00%
   
6.14%
0.00%
   
6.24%
0.00%
   
6.24%
0.00%
   
Selected Business Fixed
Interest*
6.14%
Comparison*
0.00%
   
6.19%
0.00%
   
6.24%
0.00%
   
6.24%
0.00%
   
Selected Business Variable
Interest*
6.10%
Comparison*
0.00%
   
6.44%
0.00%
   
6.49%
0.00%
   
6.49%
0.00%
   
  Business Vehicle Options
Interest*
6.49%
Comparison*
0.00%
   
6.49%
6.86%
   
7.35%
0.00%
   
7.35%
8.44%
   
 Private Lending is an excellent Solution if no suitable options can be resolved by traditional lenders
Private Lending is an excellent Solution if no suitable options can be resolved by traditional lenders, or if time is critical. Consider equity in your property assets to release funds fast
Selected Multiple Lenders (Fixed)
Interest*
4.94%
Comparison*
5.95%
   
4.99%
5.77%
   
4.99%
5.91%
   
4.99%
6.15%
   
Selected Multiple Lenders (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.44%
6.78%
   
5.59%
5.64%
   
5.59%
5.66%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.84%
Comparison*
5.97%
   
6.04%
6.05%
   
6.14%
6.14%
   
6.14%
6.51%
   
Selected Invest Products (IO)
Interest*
5.34%
Comparison*
5.97%
   
5.44%
6.40%
   
5.49%
6.02%
   
5.58%
5.99%
   
 Read Related Articles [ FROM OUR BLOG ]
Our blog and FAQ module includes hundreds of related articles and resources. If you don't find what you're looking for, give us a call.
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)
123 Placeholder Street, MySuburb 2000
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

J Gear Pty Ltd T/As Mortgage Pass ABN 32 087 513 951 (Credit Representative Number 526611) is authorised under Mortgage Specialists Pty Ltd ABN 48 612 422 178 (Australian Credit Licence 387025). Suite 1/219 Merrylands Rd Merrylands 2160. Lv2, 263 Clarence Street Sydney 2000. Telephone: 0455 510 512. Primary Email: info@mortgagepass.com.au. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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