Finance to buy or refinance offices, retail, industrial and practice premises, whether your business will occupy it or you are investing. Commercial lending works differently from home loans, and the lender looks at the property's income as well as yours.
Commercial loans usually need a larger deposit than home loans, carry shorter terms, and are reviewed periodically. Lenders assess the lease, the tenant, the property type and, for owner-occupiers, the business's trading. Buying premises through an SMSF is also possible under strict rules (see SMSF page).
Related: Home loans · Refinance · Business loans · Fees · Contact
For owner-occupiers and investors buying commercial premises.
Starts with a free assessment
The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.
“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”
“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”
“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”
These are just some of the local suburbs we cover.
5X7Q+HHStatus: Open today 9:00 am – 6:00 pm