Julie Judge is a passionate finance broker with a deep understanding of the mortgage and lending landscape. As the founder of Mortgage Pass, she’s helped hundreds of clients across Sydney and beyond turn their property goals into reality — with smart, strategic finance solutions tailored to their unique needs.
Before founding Mortgage Pass, Julie worked closely with Australian business owners across various industries. She’s seen the highs and lows of the economy and now uses her industry insight to help finance work for them. She is to advocate for her clients, simplify the process, and secure deals that others might miss.
Her mission is simple: to make finance feel less overwhelming and more empowering. Whether it’s buying your first home, refinancing for a better rate, or growing your property portfolio, Julie is known for making the experience calm, clear, and genuinely rewarding.
With a reputation built on trust, empathy, and results, you’re in good hands.
With years of experience in the finance industry and a reputation for genuine care, Julie brings more than just lending knowledge to the table — she brings clarity, confidence and results. Whether you’re a first-time buyer, seasoned investor, or self-employed business owner, Julie understands how to structure finance that fits your situation, not just tick boxes.
Her clients often say what sets her apart is how easy and personal the process feels. She takes the time to explain everything in plain English, works hard to get approvals where others couldn’t, and becomes a trusted advisor you can return to again and again.
From complex income structures to fast-tracked approvals, Julie knows what lenders need and how to position you for success — even if your situation isn’t straightforward.
✅ Approachable, reliable, and genuinely invested in your goals
✅ Tailored finance strategies that make sense long-term
✅ Backed by 35+ lenders and a strong network of professionals
Julie brings a rare combination of professional accreditation, with over 35 lenders and real-world insight to every client interaction.
She holds a Diploma of Finance and Mortgage Broking Management and is a proud member of the Mortgage & Finance Association of Australia (MFAA) — a nationally recognised body that upholds the highest standards in the industry. This means you can trust that her advice is backed not only by hands-on experience, but by a commitment to ethics, compliance, and best practices.
Julie has successfully arranged finance for a wide spectrum of clients — from first-time buyers stepping into the market, to seasoned investors growing multi-property portfolios. She’s also known for her expertise with complex applications, including self-employed clients and business owners who may not fit the traditional lending mould.
Whether you’re navigating a straightforward home loan or need help structuring a more intricate finance deal, Julie brings the qualifications, strategic thinking, and care to get it done right
Securing the right finance doesn’t need to be stressful. Whether you’re looking to buy a new home, investment property, business or refinance to improve your lifestyle, Mortgage Pass is here to make it simple.
Here’s how it works:
1️⃣ Book your free consultation with Julie, your trusted Sydney business loan broker.
2️⃣ Complete a guided online application – fast, easy, and tailored to your needs.
3️⃣ Receive a clear finance strategy with lender options, rates, repayments, and next steps.
✔️ Simple.
✔️ Personalised.
✔️ Designed to help you financially.
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Suite 1/219 Merrylands Rd Merrylands 2160
Lv2, 263 Clarence Street Sydney 2000
At Mortgage Pass, we specialise in simplifying finance for business owners, professionals, and tradies by offering tailored mortgage and business finance solutions designed to meet your unique needs.
Our focus is on helping you achieve your financial goals by securing the right home or business finance, all while providing a personalised, client-first experience backed by nearly 20 years of business experience.
J Gear Pty Ltd T/As Mortgage Pass ABN 32 087 513 951 (Credit Representative Number 526611) is authorised under Mortgage Specialists Pty Ltd ABN 48 612 422 178 (Australian Credit Licence 387025)
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