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Merrylands · Mortgage broker

Builder Construction Loans Near Me | NSW

Looking for builder construction loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.

What we do

Builder Construction Loans

For builders and developers funding a project.

What’s included

  • A project review: site, approvals, costings, licence, history and exit plan
  • Lender match across 35+ banks and second-tier lenders
  • Approval with a drawdown schedule that fits the program
  • Progress drawdowns at slab, frame and lock-up
  • Refinance to a longer-term loan or repayment on sale

Problems we solve

  • Major banks stepping back from smaller or unusual projects
  • Complex credit histories
  • Taking over or finishing a stalled project
  • Builders without up-to-date financials
How it works

How we deliver

1
Project reviewsite, approvals, costings, builder's licence and history, exit plan (sale or hold).
2
Lender matchacross 35+ banks and second-tier lenders on project size and risk.
3
Approvalwith a drawdown schedule that fits your build program.
4
Progress drawdowns at each milestonesuch as slab, frame and lock-up, so you pay interest only on funds used.
5
On completionrefinance to a longer-term loan or repay on sale.
Pricing

Honest, up-front pricing

Starts with a free assessment

The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.

Reviews & ratings

Loved by the local community

5
Based on 53 Google reviews
553
40
30
20
10
JJ
Joanna Jodeh
google

“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”

Posted on Google · 2026-10-01
SJ
Shorouk Jodeh
google

“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”

Posted on Google · 2026-09-26
LR
Lisa Ralph
google

“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”

Posted on Google · 2026-06-26

Meet your team

Led by people, not a faceless help desk

JJ
Julie Judge
Builder Construction Loans lead · Diploma of Finance and Mortgage Broking Management
FAQs

Questions answered

How do construction loans work for builders?
With the builder construction loans Mortgage Pass arranges, funds are drawn at milestones such as slab, frame and lock-up, and interest is charged only on what is drawn.
How much deposit do I need?
Typically from around 10% to 20%, Mortgage Pass finds; larger or commercial projects may need more equity.
What do lenders look for in a builder?
Mortgage Pass in Merrylands finds project lenders look at your licence, completed projects, costings, presales and how the numbers hold if values soften. A clear track record and a realistic budget matter more than the headline rate.
Do I need presales?
Some lenders Mortgage Pass works with require them for multi-unit projects; smaller builds often do not.
Can I refinance when the build is finished?
Yes. Mortgage Pass can refinance a finished build to reduce repayments, access equity or move to better terms.
Business information

Mortgage Pass

Address
1/219 Merrylands Road, Merrylands NSW 2160Get directions →
Hours
Plus Code & geo
5X7Q+HH · -33.83602, 150.98890Open map →
Credit licence
Australian Credit Licence 387025

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Find us

Hours, directions and map

  • Address1/219 Merrylands Road
    Merrylands NSW 2160
  • StatusHours
  • Google Plus Code5X7Q+HH
Get directions to Merrylands

Opening hours

Hours
Monday9:00 am – 6:00 pm
Tuesday9:00 am – 6:00 pm
Wednesday9:00 am – 6:00 pm
Thursday9:00 am – 6:00 pm
FridayToday9:00 am – 6:00 pm
SaturdayClosed
SundayClosed

Status: Open today 9:00 am – 6:00 pm

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