Skip to main content
Call 0455 510 512 Send enquiry
Merrylands · Mortgage broker

Car Loans Near Me | NSW

Looking for car loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.

What we do

Car Loans

For personal and business vehicle buyers.

What’s included

  • A free consultation on use, vehicle, budget and timing
  • A guided online application
  • Options across lenders, rates, repayments and whether a balloon suits you
  • Pre-approval before you shop
  • Settlement with the dealer or private seller

Problems we solve

  • Dealer finance priced for convenience
  • Choosing secured or unsecured
  • Balancing repayments against total cost
  • A car loan that reduces your home loan borrowing power
What we cover

Good to know

Tap any one to read the detail.

Order matters

If you are also planning a home loan, finance the car after, because new debt reduces home loan borrowing power.
How it works

How we deliver

1
Free consultationpersonal or business use, new or used, budget and timing.
2
Guided online applicationwith ID, payslips or business income, employment details, and assets and liabilities.
3
Your optionslenders, rates, repayments and whether a balloon suits you.
4
Pre-approval before you shopso you negotiate on price, not finance.
5
Settlementwith the dealer or private seller.
Pricing

Honest, up-front pricing

Starts with a free assessment

The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.

Reviews & ratings

Loved by the local community

5
Based on 53 Google reviews
553
40
30
20
10
JJ
Joanna Jodeh
google

“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”

Posted on Google · 2026-10-01
SJ
Shorouk Jodeh
google

“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”

Posted on Google · 2026-09-26
LR
Lisa Ralph
google

“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”

Posted on Google · 2026-06-26

Meet your team

Led by people, not a faceless help desk

JJ
Julie Judge
Car Loans lead · Diploma of Finance and Mortgage Broking Management
FAQs

Questions answered

What types of car loans are available?
Mortgage Pass arranges secured loans, which use the vehicle as security and are often cheaper, and unsecured loans, which cost more.
How much can I borrow?
Some lenders Mortgage Pass compares offer up to 100% of the purchase price, depending on your income and the vehicle.
Can I get a car loan if I've had credit issues in the past?
Sometimes. Mortgage Pass in Merrylands looks at the full picture before applying anywhere. Options are narrower and rates are higher, and we will tell you plainly if waiting and rebuilding first is the better move.
What documents do I need?
Mortgage Pass usually asks for ID, proof of income, employment details, and your assets and liabilities.
How long is a car loan?
Typically one to seven years with the lenders Mortgage Pass compares.
Business information

Mortgage Pass

Address
1/219 Merrylands Road, Merrylands NSW 2160Get directions →
Hours
Plus Code & geo
5X7Q+HH · -33.83602, 150.98890Open map →
Credit licence
Australian Credit Licence 387025

Request a call back

Fields marked * are required.
Find us

Hours, directions and map

  • Address1/219 Merrylands Road
    Merrylands NSW 2160
  • StatusHours
  • Google Plus Code5X7Q+HH
Get directions to Merrylands

Opening hours

Hours
Monday9:00 am – 6:00 pm
Tuesday9:00 am – 6:00 pm
Wednesday9:00 am – 6:00 pm
ThursdayToday9:00 am – 6:00 pm
Friday9:00 am – 6:00 pm
SaturdayClosed
SundayClosed

Status: Open today 9:00 am – 6:00 pm

CallDirections
Book a free assessment