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Merrylands · Mortgage broker

Commercial Property Loans Near Me | NSW

Looking for commercial property loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.

What we do

Commercial Property Loans

For owner-occupiers and investors buying commercial premises.

What’s included

  • Purpose and ownership structure: owner-occupy or invest
  • A review of the property type, location, tenant and lease
  • Lender match on deposit, term, review periods and fees
  • Valuation, approval and settlement

Problems we solve

  • Larger deposits than home loans
  • Shorter terms and periodic reviews
  • Lenders assessing the lease and the tenant
  • Buying premises through a company, trust or SMSF
How it works

How we deliver

1
Purposeowner-occupy or invest; business or personal ownership structure.
2
Property and lease reviewtype, location, tenant, lease term.
3
Lender matchon deposit, term, review periods and fees.
4
Valuation, approval and settlement.
Pricing

Honest, up-front pricing

Starts with a free assessment

The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.

Reviews & ratings

Loved by the local community

5
Based on 53 Google reviews
553
40
30
20
10
JJ
Joanna Jodeh
google

“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”

Posted on Google · 2026-10-01
SJ
Shorouk Jodeh
google

“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”

Posted on Google · 2026-09-26
LR
Lisa Ralph
google

“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”

Posted on Google · 2026-06-26

Meet your team

Led by people, not a faceless help desk

JJ
Julie Judge
Commercial Property Loans lead · Diploma of Finance and Mortgage Broking Management
FAQs

Questions answered

How much deposit does a commercial loan need?
A commercial loan arranged through Mortgage Pass usually needs more deposit than a home loan; each lender sets its own maximum loan-to-value.
Can I buy my business premises?
Yes. Mortgage Pass can arrange the loan in your own name, a company, a trust or an SMSF, each with different rules.
How is a commercial loan different from a home loan?
Mortgage Pass finds commercial loans usually need a larger deposit than home loans, carry shorter terms, and are reviewed periodically. Lenders assess the lease, the tenant, the property type and, for owner-occupiers, the business’s trading.
Can I buy commercial property through my company, trust or SMSF?
Yes. Mortgage Pass in Merrylands arranges commercial loans in personal names, companies, trusts and SMSFs. The right structure is a tax and legal question, so we work alongside your accountant.
What documents do lenders want for a commercial loan?
Usually two years of business financials and tax returns, recent BAS, the contract of sale and any lease on the property. Mortgage Pass in Merrylands lists exactly what your lender needs before you apply.
Does the lease or tenant affect a commercial loan?
Yes. Mortgage Pass in Merrylands finds lenders look closely at the lease length, the tenant's strength and the rent. A long lease to a solid tenant usually means better terms.
Is a commercial property loan different from a business loan?
Yes. A commercial property loan is secured by the property you buy or own. A business loan funds working capital, equipment or growth, and can be secured or unsecured. Mortgage Pass arranges both.
Is there a fee for commercial loans?
Sometimes. Some commercial loans carry a broker fee, which Mortgage Pass in Merrylands agrees with you in writing before any work starts. The credit guide sets out how we are paid.
Business information

Mortgage Pass

Address
1/219 Merrylands Road, Merrylands NSW 2160Get directions →
Hours
Plus Code & geo
5X7Q+HH · -33.83602, 150.98890Open map →
Credit licence
Australian Credit Licence 387025

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Find us

Hours, directions and map

  • Address1/219 Merrylands Road
    Merrylands NSW 2160
  • StatusHours
  • Google Plus Code5X7Q+HH
Get directions to Merrylands

Opening hours

Hours
Monday9:00 am – 6:00 pm
Tuesday9:00 am – 6:00 pm
Wednesday9:00 am – 6:00 pm
ThursdayToday9:00 am – 6:00 pm
Friday9:00 am – 6:00 pm
SaturdayClosed
SundayClosed

Status: Open today 9:00 am – 6:00 pm

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