“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”
Home & Land Construction Loans Near Me | NSW
Looking for home & land construction loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.
Home & Land Construction Loans
For owners building, or knocking down and rebuilding.
What’s included
- A free consultation on your land, contract, plans and budget
- Lender match on construction policy, drawdown speed and variation handling
- Approval based on the valuation of the finished home
- Progress payments at each stage: slab, frame, lock-up, fixing and completion
- A rate review when the loan switches to regular repayments
Problems we solve
- Variations mid-build the loan does not cover
- Slow drawdowns that hold up your builder
- Combining land and construction in one loan
- Knock-down rebuilds using your land’s equity
- Finishing an incomplete build
Good to know
Tap any one to read the detail.
Documents
Land contract or title, signed fixed-price building contract, council-approved plans and specifications, builder's insurance, plus your income documents.
How we deliver
Honest, up-front pricing
Starts with a free assessment
The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.
Loved by the local community
“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”
“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”
Led by people, not a faceless help desk
Areas we serve
These are just some of the local suburbs we cover.
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Mortgage Pass
Hours, directions and map
- Address1/219 Merrylands Road
Merrylands NSW 2160 - StatusHours
- Google Plus Code
5X7Q+HH
Opening hours
HoursStatus: Open today 9:00 am – 6:00 pm