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Merrylands · Mortgage broker

Home Loans Near Me | NSW

Looking for home loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.

What we do

Home Loans

For owner-occupiers buying their next home.

What’s included

  • Free first consultation by phone
  • A shortlist of suitable lenders with rates, repayments, fees and our reasons
  • Pre-approval, so you can search and bid with a clear budget
  • Formal approval once you have a property
  • Loan documents and settlement, coordinated with your conveyancer
  • A review when your fixed rate ends or your circumstances change

Problems we solve

  • Not knowing how much you can really borrow
  • Comparing rates without comparing fees and features
  • Picking between variable, fixed, split and offset
  • Bidding without a firm budget
  • Chasing documents and the lender through to settlement
What we cover

Good to know

Tap any one to read the detail.

Documents to have ready

Photo ID; recent payslips (or tax returns if self-employed); bank statements; details of all debts and credit card limits; your deposit source.
How it works

How we deliver

1
Free first consultationby phone, to understand your goals, income, deposit and timing.
2
Guided online applicationand document upload.
3
Your finance strategya shortlist of suitable lenders with rates, repayments, fees and the reasons for our recommendation.
4
Pre-approvalso you can search and bid with a clear budget.
5
Formal approvalonce you have a property, the lender values it and confirms your loan. Most applications are conditionally approved within a few days of submission.
6
Loan documents and settlementcoordinated with your conveyancer.
7
After settlementa review when your fixed rate ends or your circumstances change.
Pricing

Honest, up-front pricing

Starts with a free assessment

The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.

Reviews & ratings

Loved by the local community

5
Based on 53 Google reviews
553
40
30
20
10
JJ
Joanna Jodeh
google

“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”

Posted on Google · 2026-10-01
SJ
Shorouk Jodeh
google

“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”

Posted on Google · 2026-09-26
LR
Lisa Ralph
google

“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”

Posted on Google · 2026-06-26

Meet your team

Led by people, not a faceless help desk

JJ
Julie Judge
Home Loans lead · Diploma of Finance and Mortgage Broking Management
FAQs

Questions answered

What types of home loans are available?
Mortgage Pass arranges variable, fixed, split and interest-only loans, with features such as offset accounts and redraw.
How much can I borrow?
How much you can borrow depends on your income, expenses, deposit and credit history, and Mortgage Pass confirms the figure with lenders; the borrowing power calculator gives an estimate first.
How long does approval take?
Most applications Mortgage Pass submits are conditionally approved within a few days of submission; formal approval then depends on the valuation.
Does pre-approval guarantee my loan?
No. Pre-approval arranged through Mortgage Pass is conditional on the property's valuation and your circumstances not changing.
How do I choose a home loan broker?
Mortgage Pass suggests checking a broker's credit representative number on the ASIC register, how many lenders they compare, how they are paid, and recent named reviews.
Business information

Mortgage Pass

Address
1/219 Merrylands Road, Merrylands NSW 2160Get directions →
Hours
Plus Code & geo
5X7Q+HH · -33.83602, 150.98890Open map →
Credit licence
Australian Credit Licence 387025

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Find us

Hours, directions and map

  • Address1/219 Merrylands Road
    Merrylands NSW 2160
  • StatusHours
  • Google Plus Code5X7Q+HH
Get directions to Merrylands

Opening hours

Hours
Monday9:00 am – 6:00 pm
Tuesday9:00 am – 6:00 pm
Wednesday9:00 am – 6:00 pm
Thursday9:00 am – 6:00 pm
FridayToday9:00 am – 6:00 pm
SaturdayClosed
SundayClosed

Status: Open today 9:00 am – 6:00 pm

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