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Merrylands · Mortgage broker

Investment Loans Near Me | NSW

Looking for investment loans near you? Mortgage Pass is based in Merrylands and serves the surrounding NSW area, including Sydney, Burwood, Concord, Holroyd, Homebush, Lidcombe. Call 0455 510 512 or send an enquiry below.

What we do

Investment Loans

For buyers of investment property.

What’s included

  • A strategy call on your loans, equity, income and goals
  • Loan structure: separate loans, interest-only or principal and interest, offset against the home loan
  • Lender match on how each assesses rental income and existing debt
  • Equity release and renovation finance
  • Approval, settlement and long-term reviews

Problems we solve

  • A structure that ties up equity
  • Lenders that discount rental income heavily
  • Using home equity as the deposit
  • Refinancing an existing investment loan

What’s not included

  • Tax advice: negative gearing and deductibility are for your accountant
What we cover

Good to know

Tap any one to read the detail.

Tax advice

We structure the loan; tax outcomes such as negative gearing and deductibility are for your accountant.
How it works

How we deliver

1
Strategy callyour existing loans, equity, income, and where you want the portfolio to go.
2
Structureseparate loans for each property, interest-only or principal and interest, offset against the home loan.
3
Lender matchon how each assesses rental income and existing debt.
4
Approval and settlement.
5
Long-term reviewas rates, rents and your portfolio change.
Pricing

Honest, up-front pricing

Starts with a free assessment

The lender that funds your loan pays us a commission when it settles. If a fee ever applies, for example on a complex or commercial loan, it is agreed in writing before any work starts, and our credit guide sets out exactly how we are paid.

Reviews & ratings

Loved by the local community

5
Based on 53 Google reviews
553
40
30
20
10
JJ
Joanna Jodeh
google

“Highly recommend Mortgage Pass. Excellent service from start to finish. Julie made the whole process so much easier! She’s extremely thorough, goes above and beyond to find the best deal, and keeps you updated every step of the way. Very professional, knowledgeable and always happy to help. If you’re looking for a reliable and helpful broker, Julie is your go-to!”

Posted on Google · 2026-10-01
SJ
Shorouk Jodeh
google

“We wanted to cash out against our home to renovate and had no idea where to start. Julie was so helpful from day one. She walked us through all our options, explained the numbers clearly, and found us a great deal that let us access the equity without messing up our existing loan. Communication was excellent the whole time, everything was handled quickly and settlement was smooth. Made what could have been stressful actually really easy. Highly recommend Julie if you need a mortgage broker.”

Posted on Google · 2026-09-26
LR
Lisa Ralph
google

“We couldn't recommend Julie from Mortgage Pass highly enough! From the very beginning, Julie was professional, knowledgeable, and incredibly supportive throughout what turned out to be a challenging loan process. Thanks to Julie's hard work and determination, we've secured the finance to build our dream home. If you're looking for a mortgage broker who will go the extra mile, Julie is the person to call. Thank you, Julie, we're so grateful for everything you've done to help make our dream a reality!”

Posted on Google · 2026-06-26

Meet your team

Led by people, not a faceless help desk

JJ
Julie Judge
Investment Loans lead · Diploma of Finance and Mortgage Broking Management
FAQs

Questions answered

Why use a broker for an investment loan?
With Mortgage Pass you compare many lenders and structure the loan around your strategy.
Can I buy an investment property with a small deposit?
Some lenders Mortgage Pass compares accept as little as 10%, depending on your position and the property.
What properties can an investment loan finance?
Mortgage Pass arranges investment loans for houses, apartments, commercial property and multi-unit developments.
How is an investment loan different from a home loan?
Mortgage Pass explains the usual differences: a slightly higher rate, different tax treatment, and rental income counted in your assessment.
Can I use equity in my home?
Often. Mortgage Pass can use equity in your home if the valuation and your income support it.
Business information

Mortgage Pass

Address
1/219 Merrylands Road, Merrylands NSW 2160Get directions →
Hours
Plus Code & geo
5X7Q+HH · -33.83602, 150.98890Open map →
Credit licence
Australian Credit Licence 387025

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Find us

Hours, directions and map

  • Address1/219 Merrylands Road
    Merrylands NSW 2160
  • StatusHours
  • Google Plus Code5X7Q+HH
Get directions to Merrylands

Opening hours

Hours
Monday9:00 am – 6:00 pm
Tuesday9:00 am – 6:00 pm
Wednesday9:00 am – 6:00 pm
ThursdayToday9:00 am – 6:00 pm
Friday9:00 am – 6:00 pm
SaturdayClosed
SundayClosed

Status: Open today 9:00 am – 6:00 pm

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